IN THE UNITED STATES DISTRICT COURT
FOR THE DISTRICT OF ALASKA
TJ IVEY, RENEE M. CROUSE, BRIAN
J. CROUSE, and JESSICA LYNN
AMERICAN HOME ASSURANCE
Case No. 3:03-cv-0202-TMB
O R D E R
Before the Court is Defendant American Home Assurance Company’s (“American Home”)
motion for summary judgment. Docket Nos. 20 (Mot.); 25 (Opp’n); 26 (Reply). American Home
argues that under the insurance policy at issue it had no duty to defend, and is therefore entitled to
judgment as a matter of law.
Plaintiffs are the assignees of the rights of Conrad Worthy arising out of American Home’s
failure to defend or provide coverage in the litigation entitled T.J.S., et al. v. State Farm Insurance
Company, et al., Alaska Superior Court No. 3AN-96-5147 CI. Plaintiff T.J. Ivey met Conrad
Worthy in late 1992 and the two began an on and off romantic relationship that lasted several years.
Worthy was an independent contractor with State Farm Insurance Company, whose insurance
Case 3:03-cv-00202-TMB Document 47 Filed 05/19/2006 Page 1 of 9
Ivey et al v. American Home Assurance Co.
policies he sold. The relationship deteriorated in 1994 after Ivey was sexually assaulted while
working in Barrow, Alaska. Ivey briefly returned to Anchorage, and while staying with a friend,
accepted an invitation from Worthy to meet. After meeting and discussing the possibility of Ivey
working for Worthy, Worthy indicated that he would drive Ivey back to her vehicle. Instead, he
drove her to his office, where he became violent, and physically and sexually assaulted her,
apparently while making crude remarks about the assault she suffered in Barrow. See Docket No.
20, Ex. A at ¶ 22–23. Ivey eventually escaped and contacted the authorities. After Ivey escaped,
Worthy went to her car and caused severe damage to it, including throwing buckets of paint
throughout the interior. Id. at ¶ 28. Worthy pled guilty