The Cost of
Banking Guide:
Table 10
BANKING PACKAGES
WITH MONTHLY FEES:
PACKAGES WITH FEWER THAN 20
TRANSACTIONS PER MONTH
IN-BRANCH ONLY, OR USING A MIX OF
SELF-SERVE AND IN-BRANCH SERVICES
Table 10: Packages for consumers making fewer than 20 transactions per month
(In-branch only, or using a mix of self-serve and in-branch services)
The information contained in this table is updated periodically by FCAC. Financial institutions can change the costs as well as
the terms and conditions of their products at any time. Contact the financial institutions directly if you wish to obtain the latest
information on their products.
Institution
Account name
Package details
Extra transaction
fees
Features
Features
Monthly fee
Minimum
monthly
balance (for
monthly fee to
be waived)1
Maximum number of
monthly transactions
Bill payment handling fee
Free
certified
cheques
Free money
orders &
bank drafts
Free stop
payments
Commission-free
traveller’s
cheques
(one-signature)
Free
personalized
cheques4
Overdraft
protection5
Cheque
returns6
Discounts
on annual
rental of
safety
deposit
boxes
Free access to
ABMs of THE
EXCHANGE®
network or
some other
ABMS7
E-mail money
transfers8
Notes9
In-branch2
Self-serve3
In-branch
Self-serve
Coast Capital Savings10
(Free Chequing, Free Debit
and More Account)
$0.00
—
Unlimited (ABM bill
payments with a payment
stub not available)
—
—
—
—
—
✔
—
✔
✔
(online
image only)
—
✔
—
Alterna Savings / Alterna
Bank11
(Pay As You Go)
Per-
transaction fee
—
Unlimited (ABM bill
payments not available)
$1.00
—
—
—
—
—
—
—
—
—
—
—
ATB Financial12
(Pay As You Go Account)
Per-
transaction fee
—
Unlimited
$1.25
—
—
—
—
—
—
✔
—
—
✔
(see Notes
column)
—
Free access to all ABMs of the ARN Network.
Canadian Western Bank13
(Peak Performance Account)
Per-
transaction fee
$10,000
Unlimited
$1.50
$0.50
—
—
—
—
—
✔
✔
—
—
—
If the minimum monthly balance is not maintained, two
free debits per month (excluding ITTB bill payment).
$1.25 for extra transactions.
Coast Capital Savings10
(Coast