THE AMERICAN EXPRESS COMPANY SUPPLEMENTAL RETIREMENT PLAN
Amended and Restated Effective March 1, 1995
I. HISTORY OF THE PLAN
On November 26, 1973, the Board of Directors of American Express Company (the "Company") authorized
and approved the adoption of the American Express Supplementary Pension Plan to supplement retirement
benefits provided under the American Express Retirement Plan (sometimes referred to as the American Express
Funded Pension Plan) and other retirement and savings plans sponsored by the Company, its subsidiaries and
Affiliates, through payment of benefits to Participants in such plans and their surviving spouses and Beneficiaries,
to whom benefits otherwise payable under such plans are restricted in accordance with Section 3(36) of the
Employee Retirement Income Security Act of 1974 (ERISA). The American Express Supplementary Pension
Plan has remained in effect since its adoption and has been construed and operated as an "excess benefit plan" as
defined under ERISA Section 3(36).
On July 1, 1994, the Board of Directors of the Company authorized and directed the amendment and
restatement of the American Express Supplementary Pension Plan pursuant to the provisions of Section 9
thereof. Such plan is amended and restated generally effective March 1, 1995 as the American Express
Company Supplemental Retirement Plan.
As used in the Plan, the following terms have the meanings indicated below:
A. "Administrator" means the Employee Benefits Administration Committee or such other individual(s) authorized
by the Company's Board or its Compensation and Benefits Committee.
B. "Affiliate" means any corporation or other trade or business under common control with the Company, as
further defined in the Company's Qualified Retirement Plans.
C. "Beneficiary" means the individual or entity entitled to receive benefits under the Plan.
D. "Code" means the Internal Revenue Code of 1986, as may be amended from time to time.
E. "Company" means Americ