HSBC’s Credit Card Rewards Program
terms and conditions
Rewards Plus Program
The meaning of words printed like this and some other key words is explained at the end of these terms and
Eligibility for membership
You are a member of the program if you have an account and we link that account to the program.
Additional cardholders are not eligible for membership in their own right but subject to clause 1.3,
may accumulate and redeem points on your program account.
Unless you advise us in writing that you do not want the additional cardholder to have access to
your program account an additional cardholder may, subject to any restrictions we impose upon
them, utilise your program account as if they were you.
In respect of each additional cardholder and unless you make the election in clause 1.3 above, you
warrant to us that you have provided to any additional cardholder a copy of these terms and
Unless you or an additional cardholder makes the election in clause 1.3 above, an additional
cardholder’s participation in the program will be conclusive evidence of their agreement to be bound
by these terms and conditions. Should an additional cardholder not agree to be so bound you are to
notify us immediately in writing, in which case that additional cardholder’s participation in the
program will be limited to the accumulation of points for your benefit.
We may cancel your membership of the program at any time.
Your membership of the program is automatically cancelled if your account is closed.
We reserve the right to charge an annual fee for your membership and participation in the program.
Subject to clause 1.7 your membership of the program shall be continuous notwithstanding a
permitted change to your account (for example where you change from one HSBC credit card type
Where a change in your account would necessitate a change in your points cap:
(a) that entitlement will be effective from the date of the change to your account;
(b) where yo