HACC Debit Card (HigherOne)
FAQ’s for Students
What is the HigherOne HACC Debit Card?
The HACC Debit Card is an easy way for you to obtain your financial
refund(s). The debit card can also be used for other banking needs.
(See preference #1 below: Directly deposited to your OneAccount).
What are my options for receiving all student refunds, including f
Your preference choices include having your refund:
Directly deposited to your OneAccount – Easy Refund (1 day or less
The OneAccount from Higher One is a fully functioning FDIC insured
allows you to access your student refunds more quickly and easily th
The OneAccount has no minimum balance, no monthly fees, and fre
There may be, however, fees associated with some checking accou
listed at: https://haccdebitcard.higheroneaccount.com/info/outfees.js
The card is only an active debit card if you choose to open up the O
• You can use your HACC Debit Card to make purchases anywhere D
Always choose the credit payment option to avoid fees.
This card is not a credit card and will therefore not affect your credit
• You may withdraw up to $500 per day from an ATM (fees applicable
• Maximum daily spending limit of $2,500. (Cardholder may request a
HigherOne’s Customer Service).
• Wire transfer $ to the cardholder’s account.
• Send $ to another OneAccount holder for free.
Friends and family can send money to cardholder’s account.
• Deposit $ into cardholder’s account via the Communication Box on c
Accounts Office. Deposit slips available online. (Allow a few busines
Deposited to another bank of your choice (2-3 business days). This a
existing bank account and is quicker than a paper refund check.
Mailed, as a paper check, to the address you designate (5-7 busines
is sent by Higher One, not by HACC.
Do I have to activate my HACC Debit Card?
Yes. HACC will not be able to disburse your refund to you, regardless of whethe
receive a refund now or anytime throughout the future. You must choose a