Calculator and QuickCalc USA
TABLE OF CONTENTS
Steps in Using the Calculator
Time Value on Money Calculator
Is used for compound interest calculations involving uniform payments, and can be used to solve a wide
variety of financial, mortgage, and loan problems. Similar to the HP10B and Texas Instrument BAII Plus
Compounding Annual Growth Calculator
Is used to carryout compounding annual growth calculations.
Discounted Cash Flow Calculator
Is used to calculate the Internal Rate of Return (IRR), the Net Present Value (NPV), and the Modified Rate of
Return (MIRR) for a series of cash flows.
Standard Mortgage Calculator
Is used to produce the mortgage schedules for a standard or conventional mortgage.
APR/Effective Interest Rate Calculator
Is used to calculate the APR (Annual Percentage Rate) and the Effective True Annual Interest Rate. It can be
used to compare several different loan proposals by standardizing their Interest Rates.
Mortgage Discount Calculator
Is used to determine how much to pay for a mortgage in order to obtain a specified annual return
Seller Take-Back Mortgage (Cost or Benefit)
Determines the Cost or Benefit of a mortgage provide by the seller to the buyer at an interest either higher or
lower the market interest rates for a similar mortgage.
Mortgage Take Over (Cost/Benefit)
This function is used to calculate the Cost or Benefit to the purchaser of a property incurred by assuming the
Seller's mortgage at an Interest Rate that is either higher or lower than the current interest rate for a similar
Mortgage Renegotiation (Cost/Benefit)
This function is used to evaluate the cost or benefit associated with renegotiating your mortgage if interest
Income Property Financing Calculator
This function is used to calculate the loan amount and mortgage payment using the Income and Expenses for
the building using the Debt Service Ratio and the Loan to Value Ratio.
Residential Building. Breakeven Analysis
This function is used to c