Description of Certain Compensatory Arrangements between Registrant and Executive Officers
Registrant's Executive Car Program
The Registrant's officers are eligible to participate in the Executive Car Program which includes lease
reimbursement, insurance, personal use of the vehicle, operating expenses and reimbursement for taxes related to
the Registrant's Executive Car Program.
Registrant's Executive Financial Counseling Program
The Registrant reimburses its officers as follows for the costs they incur for financial counseling, tax planning and
tax return preparation, subject to a $6,500 annual limit. The Registrant has made available (for an annual retainer
fee) a financial counseling firm to provide such services to the Registrant's officers.
Registrant's Executive Health Program
The Registrant's officers are eligible to participate in the Executive Health Program, under which those officers are
reimbursed for the costs of an