LINE OF CREDIT AGREEMENT
THIS LINE OF CREDIT AGREEMENT (this "Agreement"), dated as of June 14, 2002, is between GREAT
PLAINS ENERGY INCORPORATED, a Missouri corporation (herein called the "Company"), and LASALLE
BANK NATIONAL ASSOCIATION (herein called the "Bank").
On the terms and subject to the conditions set forth in this Agreement, the Bank hereby agrees to make
Advances to the Company, from time to time on any Business Day falling during the period from the date hereof
to June 13, 2003, (the "Commitment Termination Date"), in such amounts as the Company may from time to time
request but not exceeding $20,000,000 in aggregate principal amount (the "Commitment Amount") at any one
time outstanding. Subject to the terms hereof, the Company may from time to time borrow, prepay and (before
the Commitment Termination Date) reborrow Advances made pursuant to this Agreement.
In addition to the terms defined elsewhere in this Agreement, the following terms shall have the meanings
indicated for purposes of this Agreement and the Note (such meanings to be equally applicable to both the
singular and plural forms of the terms defined):
"Advance" means a borrowing hereunder (or conversion or continuation thereof) consisting of the aggregate
amount of the several loans made on the same Borrowing Date (or date of conversion or continuation) by the
Bank to the Borrower of the same Type and, in the case of Eurodollar Advances, for the same Interest Period.
"Alternate Base Rate" means, for any day, a rate of interest per annum equal to the higher of (i) the Prime Rate
for such day and (ii) the sum of the Federal Funds Effective Rate for such day plus 1/2% per annum.
"Applicable Margin" means, with respect to Advances of any Type at any time, the percentage rate per annum
which is applicable at such time with respect to Advances of such Type as set forth in the Pricing Schedule.
"Attributable Indebtedness" means, on any date, (a) in respect of any Capitalized Lease Obligation of any