SUPPLEMENTAL EXECUTIVE RETIREMENT
PLAN FOR EMPLOYEES OF
CMS ENERGY / CONSUMERS ENERGY COMPANY
The objective of the Supplemental Executive Retirement Plan (hereinafter referred to as the "Supplemental Plan")
is to attract and motivate top level executives, including those recruited in mid- or late-career whose normal
pension would result in inadequate compensation, by providing additional retirement income to supplement that
provided by the Pension Plan of the Company.
The Supplemental Executive Retirement Plan became effective on January 1, 1982 and is applicable to all
employees of the Company who are eligible in accordance with the provisions of this Supplemental Plan.
This instrument describes the Supplemental Plan for employees who retire, die or whose services are terminated
on or after May 1, 1998. The rights of employees who, prior to May 1, 1998, retired, died or whose services
were terminated are governed by the provisions of the instrument in effect at such time. This Supplemental Plan is
an unfunded, unsecured promise to pay benefits at a later date. Subject to the provisions of this Supplemental
Plan, Participants have no greater rights than the general creditors of the Company.
SECTION I. DEFINITIONS
Whenever used in this Supplemental Plan, the following terms shall have the respective meanings set forth below,
unless the context clearly indicates otherwise. The definitions set forth in Section I of the Pension Plan are hereby
adopted and made a part of this Supplemental Plan.
"ACCRUED Means the Supplemental Executive Retirement Income
SUPPLEMENTAL beginning at Normal Retirement Date which would be
EXECUTIVE payable to a Participant at the rates provided in
RETIREMENT subsection 1 of Section V, on the basis of his
INCOME" Accredited Service and Preference Service rendered to
the date of computation.
"DISABILITY SERVICE Means the pen