MONTHLY CASH FLOW PROJECTION
NAME OF BUSINESS
ADDRESS
OWNER
TYPE OF BUSINESS
PREPARED BY
DATE
Based on Fiscal Year
Pre-Start-up
Not Calendar Year
Position
1
2
3
4
5
6
7
8
9
10
11
12
TOTAL
YEAR MONTH
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Columns 1-12
projected
projected
projected
projected
projected
projected
projected
projected
projected
projected
projected
projected
projected
projected
1. CASH ON HAND
(Beginning of month)
2. CASH RECEIPTS
(a) Cash Sales
(b) Collection from Credit Accounts
(C) Owner(s)' Contribution
(d) Loan(s)
3. TOTAL CASH RECEIPTS
(2a + 2b + 2c + 2d = 3)
4. TOTAL CASH AVAILABLE
(Before cash out) (1 + 3)
5. CASH PAID OUT
(a) Purchases
(b) Gross Wages (Excludes withdrawals)
(c) Payroll Expenses (Taxes, etc.)
(d) Outside Services
(e) Supplies (Office and operating)
(f) Repairs and Maintenance
(g) Advertising
(h) Car, Delivery, and Travel
(I) Accounting and Legal
(j) Rent
(k) Telephone
(l) Utilities
(m) Insurance
(n) Taxes (Real Estate, etc.)
(o) Interest
(p) Licenses & Fees
(q) Other
Bank Charges/Credut Card Fees
other supplies
(r) Miscellaneous (Unspecified)
(s) Subtotal
(t) Loan Principal Payment
(u) Capital Purchases (Specify)
(v) Other Start-up Costs
(w) Reserve and/or Escrow (Specify)
(x) Owner's Withdrawal
6. TOTAL CASH PAID OUT
(Total 5a thru 5w)
7. CASH POSITION
(End of month) (4 minus 6)
ESSENTIAL OPERATING DATA
(Non-cash flow information)
A. Sales Volume (Dollars)
B. Accounts Receivable (End of month)
C. Bad Debt (End of month)
D. Inventory on Hand (End of month)
E. Accounts Payable (End of month)
F. Depreci