10 Cheaper Car Insurance Tips for New Drivers
As all young drivers know, car insurance is pricey. This is because new drivers are, by definition, inexperienced and therefore more likely to get into a
scrape. But as a basic level of car insurance is compulsory, going without is not an option. However, there are ways you can drive down the cost of
1. Pass Plus
If you've recently passed your driving test, the last thing you want to do is take another driving test. But by qualifying on the advanced driving Pass
Plus course, you could reduce car insurance premiums by up to a third.
2. Keep your car safe and secure
Better in-car security and parking in a safe place could reduce your insurance premiums. Having an alarm, immobiliser or tracker professionally fitted,
using steering or handbrake locks, or parking your car in the driveway or garage overnight, are all ways to cut insurance costs. Check out our 8 Great
Car Security Tips for more information.
3. Less power = cheaper cover
A powerful car in the hands of an inexperienced driver is a potentially dangerous mix - hence the expensive car insurance. That's why it makes sense
for your first car to be a modest set of wheels with a small engine. It will be cheaper to insure, easier to handle, and could be less thirsty on the fuel.
4. Avoid Mods
We're not talking scooter boys in green parkers here, but cars that have been â€˜modified' by after-market performance or style enhancements. You
know the sort we mean - once-normal cars that are now tricked out with fat exhaust pipes, flashy wheels, huge fairings and spoilers etc. Basically, if
you want cheaper insurance, avoid modified cars.
5. Up the voluntary excess
Voluntary excess is what you agree to pay in the event of a car insurance claim, on top of the compulsory excess. Raising the excess will reduce your
premiums, but it does mean you will have to pay more of the costs if you have to make a claim.
6. Use Confused.com to find cheap car insurance
Confused.com will quickly search and compare a huge range of