Electronic Funds Transfer Guide
Automated Clearing House (ACH) Credit Method
Application Form and Instructions Included
NOTE - Effective with reports for the quarter ending March 31, 2008 those making
payments on behalf of others must make those payment electronically.
Job Service North Dakota (JSND) has developed a program to accept Unemployment Insurance (UI) tax
payments through electronic funds transfer (EFT). EFT reduces both the time and expense involved in
generating and handling paper checks and allows for quicker application of tax payments.
EFT is a method of directing a financial institution to transfer funds from one account to another. Private
business and the federal government have been using EFT technology for many years. For example, the direct
deposit of employees’ wages and Social Security payments are made through EFT. Many corporations also
use EFT to pay their suppliers for goods and services.
The Job Service North Dakota EFT program employs the Automated Clearing House (ACH) credit transaction
method, which is a national standard for the electronic transfer of funds using the ACH network.
The information contained in this program guide is designed to provide you with specific information on our
EFT program. Contents include participation guidelines, registration information, payment method, tax form
filing requirements, standard file and record formats, as well as an application form.
We hope you find this program guide to be a helpful resource and encourage you to become a part of the Job
Service EFT program.
Note: This guide provides instructions and an application form for ACH Credit. You can also download the
guide from our Internet website. The guide is in Adobe Acrobat format. Our web address is www.jobsnd.com.
How to register. To register for our EFT program, please complete the Application for ACH Credit Transfer.
Mail your completed form to: Job Service North Dakota, EFT Coordinator J