Business Income and Extra Expense Calculator
Navigate throughout this workbook calculator tool by clicking on desired button below.
Each module you enter has a button to bring you back to this main Menu screen or
to the main Business Income Worksheet.
( In addition you can navigate within the workbook using the workbook tabs at the bottom of the screen. )
Business Income/Extra Expense Calculator
General I ntroduction to T ravelers Business I nsurance/Extra Expense Coverage
eneral I ntroduction to T ravelers usiness I nsurance/ xtra xpense overage
General I nstructions for using this workbook calculator
eneral I nstructions for using this orkbook calculator
Main Business Income Worksheet
Payroll Limitation SubWorksheet
Cost of Supplies Consumed SubWorksheet
Extra Expense SubWorksheet
Coinsurance & Agreed Value SubWorksheet
WELCOME TO THE TRAVELERS BUSINESS INCOME WORKSHEET FOR COLLEGES AND SCHOOLS (NOT PUBLIC).
BUSINESS INCOME INSURANCE: AN ESSENTIAL PART OF EVERY BUSINESS PLAN…Because the majority of
businesses that shut their doors following a severe property loss never reopen them.
Disasters happen. Businesses temporarily close. Revenue streams dry up. But expenses continue and often rise significantly. A Business Income worksheet
prompts the review of business continuity strategies and recovery plans. Business Income insurance is an essential part of your business’ blueprint for survival. It is
an essential business planning tool and indispensable disaster survival coverage
INDISPENSABLE DISASTER SURVIVAL COVERAGE
Following a major loss, there are lots of things that a business can do without – revenue isn’t one of them. Most businesses underestimate the amount of time it
takes to return to normal business operations. Consider the following:
• Cause and origins investigations and debris removal can span 1-2 months or more.
• Securing permits can take 2-3 months; even longer in urban settings due to density and
• Reconstruction can take 7-12 months (or yea