CHANGE IN TERMS AGREEMENT
DESCRIPTION OF EXISTING INDEBTEDNESS. Revolving Line of Credit in the original amount of
$500,000.00 as evidenced by that certain Promissory Note and Related Documents dated January 19, 2001; as
amended and increased by Change in Terms and currently maturing September 30, 2009 and in the amount of
DESCRIPTION OF CHANGE IN TERMS.
Maturity date of Loan and Related Documents is extended to November 30, 2009;
The interest rate of the Loan is changed to the ShoreBank Pacific Prime Rate with a rate of
3.75% plus a Margin of 1.75% for an initial rate of 5.50%;
A renewal fee of $1,000.00 will be due upon execution of this Agreement.
CONTINUING VALIDITY. Except as expressly changed by this Agreement, the terms of the original
obligation or obligations, including all agreements evidenced or securing the obligation(s), remain unchanged and
in full force and effect. Consent by Lender to this Agreement does not waive Lender's right to strict performance
of the obligation(s) as changed, nor obligate Lender to make any future change in terms. Nothing in this
Agreement will constitute a satisfaction of the obligation(s). It is the intention of Lender to retain as liable parties
all makers and endorsers of the original obligation(s), including accommodation parties, unless a party is expressly
released by Lender in writing. Any maker or endorser, including accommodation makers, will not be released by
virtue of this Agreement. If any person who signed the original obligation does not sign this Agreement below,
then all persons signing beiow acknowledge that this Agreement is given conditionally, based on the
representation to Lender that the non-signing party consents to the changes and provisions of this Agreement or
otherwise will not be released by it. This waiver applies not only to any initial extension, modification or release,
but also to all such subsequent actions.