FIRST AMENDMENT TO CREDIT AGREEMENT
GUARANTEE AND COLLATERAL AGREEMENT
THIS FIRST AMENDMENT (this “Amendment”) is made as of May 28, 2003 among RENT-A-CENTER,
INC. (the “Borrower”), RENT-A-CENTER EAST, INC. (“RAC East”), COLORTYME, INC. (“Colortyme”),
RENT-A-CENTER WEST, INC. (“RAC West”), REMCO AMERICA, INC. (“Remco”), GET IT NOW,
LLC (“Get It Now”), RENT-A-CENTER TEXAS, L.P. (“RAC Texas LP”), RENT-A-CENTER TEXAS,
L.L.C. (“RAC Texas LLC”, and together with the Borrower, RAC East, Colortyme, RAC West, Remco, Get It
Now and RAC Texas LP, the “Grantors”) and LEHMAN COMMERCIAL PAPER, INC., as administrative
agent (the “Administrative Agent”).
A. The Borrower, the several banks and other financial institutions or entities from time to time party thereto
(the “Lenders”), the Administrative Agent, Morgan Stanley Senior Funding Inc., as documentation agent,
JPMorgan Chase Bank and Bear Stearns & Co. Inc., as syndication agents and Wachovia Bank, National
Association, UBS Warburg LLC, United Overseas Bank and Credit Lyonnais, as managing agents, are party to
a Credit Agreement dated as of May 28, 2003 (the “Credit Agreement”). Unless otherwise defined herein, all
capitalized terms used in this Amendment that are defined in the Credit Agreement shall have the respective
meanings assigned to them in the Credit Agreement.
B. The Grantors and the Administrative Agent are party to a Guarantee and Collateral Agreement dated as of
May 28, 2003 (the “Guarantee and Collateral Agreement”).
C. The Grantors and Administrative Agent, which has received the consent of the Required Lenders, desire to
enter into this Amendment in order to modify the Credit Agreement and the Guarantee and Collateral Agreement
as set forth herein.
In consideration of the foregoing and the mutual promises contained herein, the parties hereby agree as
1. Amendments to the Credit Agreement.
a. The definition of “Asset Sale” in Sectio