Flood Alert: Am I protected?
With huge storms tearing through Europe over the last week, the Environment Agency has put a number of areas in the UK on flood alert. France,
Spain and Portugal have already been hit by the adverse conditions, with winds reported to have reached as high as 87 miles per hour, killing at least
50 people. While Britain escaped those, 50 to 75mm of rain fell on the South East in the last week - with more heavy rain expected.
The South, East and North of England have been deemed to be most at risk, but wherever you are it's important to know what you can do to protect
yourself and your home.
Andrew Gilham, flood and coastal risk manager for the Environment Agency's southern region, said: "We've had a lot of rain during this week and as a
result the ground is now saturated and river levels have risen. Our staff are out in force working tirelessly to reduce any possible risk of flooding across
He added: "Now is an ideal time for anyone living in an area vulnerable to flooding to think about the steps they can take to protect their properties. By
taking simple precautions we can limit the damage a flood can leave behind."
This will be a familiar story for many Brits following last year's heavy rainfall. However, the good news is that Confused.com has become the first price
comparison site to compare non-standard risk cover - putting big savings within reach of those at the greatest risk.
So what is a non-standard risk?
A non-standard risk is, in short, a risk which is not covered by the average home insurance policy. Examples of non-standard risks are; if your home
has been subject to previous subsidence, your home is also used as a place of business or you have a previous criminal conviction. If you or your
property is affected by a non-standard risk you would need to obtain a policy from a non-standard provider.
If your home has been affected by flooding in the past, this is also considered a non-standard risk and, as such, you won't be eligible for a standard
home insurance po