Five pitfalls to avoid when selecting travel insurance
With such a huge range of travel insurance providers offering their own brand of travel insurance, it's often the price of the policy that factors the most
into a consumer's decision. While it's always tempting to go for the cheapest option, it's always important to run through your policy with a fine-tooth
comb and make sure that it meets your needs. Too often people assume that all travel insurance is the same and find themselves in for a shock when
it comes time to make a claim. Here are five travel insurance pitfalls to keep an eye out for:
Pre-existing medical conditions
If you have a pre-existing medical condition then be sure to check the medical section of your policy very carefully. Some cheaper policies will not
cover you if you, a travel companion or family member have a pre-existing condition that could affect your travel plans. Your best bet in this situation is
to go with travel health insurance from a specialist provider - there are a few companies out there that will cover a large range of conditions from small
to severe so be sure to shop around for the best policy for your needs.
Delays getting to the airport
Some policies will only cover the breakdown of public transport, so if you're driving to the airport yourself it's worth checking. Similarly, if you're delayed
in getting to the airport and miss your connecting flight then you won't necessarily be covered for things like unplanned overnight hotel bills. Again,
check your policy carefully.
Morning sickness can come on at any time so be sure to plan ahead. Just because you're feeling fine at the time of booking your trip and travel
insurance doesn't necessarily mean that you'll be the same when it comes time to set off. If you're unlucky enough to be struck down with severe
morning sickness and aren't up to travelling, you may not be covered - so check your policy carefully.
Don't just assume that by booking your flights, hotels and travel insurance that you're all set for