Getting the right mortgage advice

Getting the right mortgage advice can save you thousands of pounds, discover why you need to explore all your options.

About Mansfield Mortgages

With a great team around us, we make sure that every customer is at the centre of all we do. We have a combined experience of 63 years in the mortgage and finance industry. With modern practices we work with customers all over the country, word of mouth travels far and wide!

mortgage mortgage advice Mortgage broker Deal circum stances lender Mortgage Advice recommend options

Getting the right mortgage advice can save you thousands of pounds, discover why you need to explore all your options.

About Mansfield Mortgages

mortgage mortgage advice Mortgage broker Deal circum stances lender Mortgage Advice recommend options

 
 
 
 
Getting the Right Mortgage Advice and the Best Deal for You 
 
The cost of living crisis has made us all look at our finances, as prices soar and incomes stay the same, most of us 
are looking to save money where we can. If you are looking to purchase a new home, remortgaging to try and get 
a better deal or you have come to the end of your fixed term deal, getting the right mortgage for your circum-
stances is more important than ever.  
Before you start searching for a mortgage it’s a good idea to decide whether you want to go for a fixed, variable, 
discount or specialist mortgage and to calculate the deposit you will have and the value of the property. Usually 
the bigger the deposit when compared to the value of the property the better the rate you will be able to get. 
We recommend you research lots of options including approaching your current bank and looking at the mortgage 
comparison sites. Whilst these will offer lots of options we also recommend getting advice from a reputable  mort-
gage broker as they will have options that are not available on the general market. 
An unbiased independent mortgage broker will review the whole market, covering thousands of deals. They will 
also be able to advise you on any schemes available if you are eligible, and help you through the process. They un-
derstand key details about each lenders’ criteria and be able to make appropriate recommendations. Ensure that 
your broker will check all lenders including deals that are offered to the general public. Getting a mortgage 
through a broker can also improve your chances of being accepted for a mortgage as they will match your circum-
stances to an appropriate lender. 
Before engaging a broker you should ask some key questions including, are you qualified to advise, which products 
will you check and do you charge a fee. 
Although you may be charged a fee by a mortgage broker, they will check your finances to make sure you meet 
the criteria, have access to exclusive deals with lenders not otherwise available, help complete your paper, so your 
application should be dealt with faster and they will take all the costs and features of the mortgage into account 
before making a recommendation. 
If you are looking for mortgage advice in Mansfield, Nottingham or further afield please get in touch.