FIRST AMENDMENT TO AMENDED AND
RESTATED FRANCHISEE FINANCING AGREEMENT
This First Amendment to Amended and Restated Franchisee Financing Agreement (“Amendment”) is made
and entered into by and among Wells Fargo Foothill, Inc., a California corporation (“Lender”), ColorTyme, Inc.,
a Texas corporation (“ColorTyme”), and Rent-A-Center East, Inc., a Delaware corporation (the “RAC”).
A. Lender, ColorTyme and RAC entered into that certain Amended and Restated Franchisee Financing
Agreement dated October 1, 2003 (the “Agreement”).
B. Lender, ColorTyme and RAC desire to amend the Agreement in accordance with the terms of this
For good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties hereto agree as follows:
1. Definitions. All capitalized terms not defined herein shall be construed to have the meaning and definition set
forth in the Agreement.
2. Amendments. (a) Section 1.4 of the Agreement is hereby amended in its entirety to read as follows:
“1.4 Credit Limits. When a Line of Credit is established for a Franchisee pursuant to this Agreement,
Lender shall fix a credit limit for each of the Franchisee’s Stores of (i) two hundred fifty thousand dollars
($250,000), if such Franchisee is not designated by ColorTyme as having prior “rent-to-own” experience;
(ii) three hundred thousand dollars ($300,000), if such Franchisee is designated by ColorTyme as having prior
“rent-to-own” experience; or (iii) such other amount as may be agreed upon from time to time by Lender and
ColorTyme (the credit limit established for each of Franchisee’s Stores is referred to herein as a “Credit
Limit”). The amount of each Credit Limit may be adjusted from time to time upon agreement by Lender and
ColorTyme. When a Term Loan is made to a Franchisee pursuant to this Agreement, the principal amount of
the Term Loan and the interest thereon shall not be included in or subject to