Presented by Daniel Toriola
Credit cards are very useful for those people who can manage their finances properly. Nowadays even airlines
offer credit cards to their clients. However, credit cards are not to be used to purchase something you cannot
afford.
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Eliminate Debt - Is Zero Percent For Real?
By Deanna Mascle
The desire to climb out of credit card debt is universal for anyone who is fighting this big problem.
And it isn’t an isolated problem. More and more people are having big problems with credit debt
especially in these times when you just about have to use credit every day.
There is something a little strange then about credit card companies coming in with offers to help you
climb out of credit card debt when its they that are the problem in the first place. It’s almost like a drug
pusher pushing a new drug that can get you off drugs but the drug he is pushing is just as addictive as
the last one. But when you get offers for new credit cards each month, they often are pushing plans to
help you get out of debt by going into debt to them.
Probably the offer that comes in that is most difficult to over look are the offers to let you do a balance
transfer of some of your debt and pay no interest on it. These are often called zero percent offers and
they have skilled marketing people write the copy for these offers so you are prone to believe that you
really are going to be able to have a loan paying no interest so you can just pay off the principle and
that’s that.
So are these zero percent credit card balance transfer offers for real? Well they are in the sense that
they might transfer some of the funds and yes, the interest rate you will see on the first statement will
be zero percent. But, like all things, there are catches and things to look o