Buying Auto Insurance On the Internet
Auto insurance agents, some say, are a dying breed. Nowadays, auto insurance is
one of those service businesses that are becoming more and more dominated by
As a matter of fact, there's some question whether auto insurance agents are
needed at all anymore. Do you really want to spend your Saturday morning visiting
an auto insurance office to get pitched on a single car insurance company's policy
when you can buy auto insurance online any time - weekends, evenings, etc. Not
only that, but buying auto insurance online enables you to compare the offerings
of several companies side-by-side in terms of policies and premiums. What's more,
you can buy the policy online (in most states), and even file claims on the Web.
It's true, of course, that some people simply prefer meeting and talking face-to-
face with an insurance agent, rather than simply pounding a computer keyboard. For
one thing, they may feel more secure about transferring money (premium payments)
in person than on the Internet. For another, they may prefer having a
knowledgeable individual they can communicate with and ask questions of.
But the proportion of the adult population that feels this way is clearly
declining. According to market research firm ComScore, 68.5% of 2,000 U.S.
consumers surveyed last year said they would consider purchasing their next auto
insurance policy online. Auto insurance purchasing online has been growing at an
amazing 55%+ rate over the past couple years.
Therefore, whether you're looking for a replacement policy or for your first auto
policy, online auto insurance provides a number of benefits: speed, convenience,
cost savings, and better information about available policies from a range of
Nonetheless, before signing up for a policy, whether in-person or online, make
certain you're familiar with the basics of auto insurance.
Essentials of Online Auto Insurance
If you drive a car in the United States, you need insurance. Th