Presented by Daniel Toriola
Credit cards are very useful for those people who can manage their finances properly. Nowadays even airlines
offer credit cards to their clients. However, credit cards are not to be used to purchase something you cannot
afford.
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Eliminate Debt Now
By Ted Batron
The faster we are able to eliminate our debt, the happier we will be. This seems like a pretty basic
concept. But eliminating debt is sometimes easier said than done. Lets go over a few tips for getting rid
of or drastically reducing credit card debt to make our lives easier.
Large numbers of credit cards in our wallets, give us easy access to debt. Credit cards and debt are
not real money. Every time you whip out that card, all you do is increase your stress, increase your
debt, and decrease your ability to have a happy future and a secure life. It is important to change the
way we think about debt, to eliminate the debt, and to change our spending habits.
There are no friends in the credit card companies. Removing your money from your posession is their
only goal. If that sounds a little harsh, the truth is that this is war, and for the most part, the companies
that offer credit in a predatory fashion, and that includes all of them, are the enemy. And they are
winning.
As simplistic as it sounds, just ask yourself "can I pay for this in cash right now"? If the answer is no, its
ok. Just save for it. Make the payment to yourself for 2 or 3 months, and then go make your purchase.
Saving for 2 or three months, is better than paying for years to eliminate your debt.
We need good interest rates on things like mortgages and car loans. Clearly, these are areas where it
is probably going to be necessary to borrow money. Large amounts of consumer or credit card