by Online Payment
Provider in Vietnam
The payment environment is increasingly complex, and merchants are always on the
lookout for flexible solutions which cater to their specific needs. Ideally, payment
solutions should help to streamline the processes, enhance payment security, and meet
data standards. Integrated payment systems essentially communicate with all the
software used in your business. Read on to know more about semi-integrated payment
approaches as supported by Online Payment Provider in Vietnam.
Semi-Integrated Payment Solutions: Basics
The POS integrated system includes a POS terminal, an Electronic Cash Register (ECR), a
back-office server where the information is stored, and a processor to send and receive
the approvals. The POS software generates the due amount, and it is sent to the POS
terminal. As the cardholder swipes or dips the card, the card data is sent to the processor
for payment authorization. The authorization response result received by POS terminal
from the processor is forwarded to the POS software. Here, you may note that the
sensitive data is not stored on the merchant’s servers. The communication of sensitive
data is handled by the semi-integrated POS terminal, not the POS software.
Each communication step in the payment system involves an opportunity for data theft.
As the communication steps are limited in a semi-integrated approach, the number of
points where a fraudster can intervene is considerably reduced. Thus, with semi-
integrated payment solutions, you can reduce the vulnerability to data breaches as you
can keep sensitive data out of their electronic cash register. Your business can use the
advantage of cloud-based accounting. It also reduces the risk of potential loss of data due
to natural disasters.
The hardware and processes purchased from Online Payment Provider in Vietnam for the
implementation of the semi-integrated approach are already certified for EVA and PCI-S