Card Credit Instant Prepaid Get It-Unemployed & Bad Credit OK!
Prepaid cards, although they're comparatively new, are becoming more popular. Many local stores offer 'prepaid gift cards' - you may have already
used one! But prepaid payment cards aren't just limited to these gift cards. Individuals with a low score or with no employment can have a prepaid card
to replace cash and even make purchases online.
There are prepaid cards for many different situations, from sending money to family and friends, to making payments when you are travelling abroad,
or shopping over the Internet. Prepaid Cards can prove to be a secure substitute for cash, cheques and gift certificates.
The Differences between Prepaid Cards - Bank Debit Cards & Credit Cards:
Prepaid Debit Cards - key features:
*No credit checks carried out as you are not asking for line of credit (so no borrowing and no debt on your part). *You do not get charged interest.
*Your employment situation is not verified. *In some cases, fees may be charged depending on the type of card. (Read T and Cs carefully where they
will be clearly explained.) *Only require simple customer information. *Under 18's can have access to card. *Can be presented worldwide,wherever
Visa - MasterCard and/or Maestro are accepted, depending on the brand mark on your card. *Use at an ATM. *Normally, includes free bill payment
service, so you can pay anyone online or over the phone. *Can be blocked/cancelled if stolen or lost. *Free rewards programs are offered by many
Bank Debit Cards - key features:
*Credit check to open the bank account to which the card is linked. *Account can have an overdraft facility. *Interest charges on money borrowed
against an overdraft and with no interest free period. *Fees if you exceed an agreed overdraft. *Require full customer information. *Can be used
wherever Visa - MasterCard and/or Maestro are accepted, depending on the brand mark on your card. *Can be used at an ATM. * Can be
cancelled/blocked if lost or stolen.