Your Standard US
Will Not Cover Your
Proper Insurance understands that while the prospect of renting out your
home for short term vacationers can seem like an easy way to make some
quick money, there is a lot more than meets the eye, and a lot you stand to
That's why the short-term rental insurance
specialist based in Bozeman, Montana, have
launched a new vacation rental policy,
suitable for those listing their property on
Airbnb, Vrbo or other independent channels
that guarantees full protection.
The launch of the new policy coincides with the rapid growth of the short-term rental market
across the US. According to Forbes, the market witnessed greater than 100% growth in the three
years up to 2020, with sustained growth witnessed in the last year, despite the pandemic.
As more Americans like you rent out
homes and properties across the
country for vacation purposes, Proper
Insurance wants to ensure that you are
Identifying a problematic gap between the standard provisions of homeowner’s insurance
and the typical requirements of a holiday rental, Proper Insurance have developed a
policy which can be completely customized to suit the particular needs of your property
and your rental terms.
By offering, as standard, unlimited coverage
for damage caused by renters from theft,
vandalism or other acts, the vacation rental
policy covers a large area of risk that would
be completely neglected in a more standard
home and contents policy.
Critically, the new policy gives you generous liability coverage which covers
occurrences inside your property as well as those which may occur in amenities
connected with your property such as pools, bikes, small boats and more.
Proper Insurance's vacation rental
insurance has been structured to address
even the smallest details of holiday renting
like bed bug protection and liquor liability,
details which you may otherwise have
However, it also functions as a normal homeowner’s policy,
covering standard features