Concrete Contractors Insurance and Why it's Important? As a concrete contractor, you occupy a specialized niche that requires expert knowledge and experience. Your professional expertise is invaluable in a building project, whether you are pouring a foundation or installing a patio. However, the nature of your business also calls for adequate protection against potential injury, damages, and lawsuits. When homeowners are looking to hire a concrete contractor, they consider your years of experience in the industry, check references, and, most importantly, verify whether you have adequate insurance coverage. If you are adequately insured, in addition to inspiring confidence in clients, it will also lend legitimacy to your business. General Liability Insurance is the minimum coverage you should have as it covers claims made against you, legal costs, and monetary judgments assessed against your business. In a labor-intensive industry, such as a concrete contractor, your employees face a higher risk of injury on site. Most states require all businesses with employees to take out Workers Compensation insurance. Business vehicles are an essential asset of your concrete contracting business. Commercial Auto insurance is vital as it protects your fleet of vehicles and trucks from damage or theft. Investing in Inland Marine insurance will provide coverage for your property and equipment against loss and damage, not only while it is in transit, but also at the job site. Professional Liability insurance provides coverage for your legal fees if sued for negligence, errors, and oversight. It also covers your business when a customer alleges that your work is faulty. As a concrete contractor, you have devoted hard work and time to build up your business, so it only makes sense to secure it as best as possible. You can do this by purchasing the correct insurance. Safeguard Your Business, Visit www.contractorsliability.com Call (866)225-1950