The Egg Harbor Township, NJ-based D’Amato Law Firm has seen many clients denied their maximum compensation due to poor past decisions. The firm compiled a guide with suggestions to avoid limiting the award amounts in verdicts, should one become injured by the negligence of another.
Is your life or leg only worth $15,000?
Don’t insure it like it is.
The New Jersey attorney had four cases in the
last six months where her client suffered, and
the person that caused it had no insurance or
only had $15,000 in liability coverage. If the
person that injures you does not have any
assets, there is no money to go after other than
Call up your insurance agent RIGHT NOW
and max out on the insurance that covers you
if you are hurt. Most insurance agents have
maxed out their own personal liability and
coverage with their auto insurance company
AND their homeowners. Why don’t you?
If you own your car, insure it! Collision and
comprehensive coverage are mandatory if a
bank owns the vehicle (and the driver leases
or makes loan payments on the car), but
when the vehicle is owned by the driver,
these coverages are often dropped to save
money on premium payments.
I represent the victim, so they’re surprised
when the assailant’s car insurance does not
want to pay them full value. It’s an insurance
company we’re dealing with. They love their
money and are not going to let go of it
willingly. If they have an out, they will take it.
Choose the NO Limitation/Full Tort option when
insuring your vehicles. If you don’t, you will limit
your right to sue. It might cost a few more bucks,
but it’s well worth ensuring you can collect the full
compensation you deserve if you’ve gotten hurt in
an accident caused by another’s negligence.
If you have Medicare or Medicaid or pay into
your health insurance, you CANNOT have health
primary for your auto insurance. Personal Injury
Protection is the part of your auto insurance that
pays your medical bills in an auto accident.
Switch now to PIP primary option to avoid
charges, hassle later.
Document when you’re down. In New
Jersey, you are not able to sue
someone just because you were hurt
on their property. Depending on the
nature of why you were there, you, the
victim, must PROVE that there was a
The last thing