Discover more about critical illness cover, giving you peace of mind to help you focus on recovery, not your finances
Helping you to focus on recovery,
not your finances
G U I D E T O
GUIDE TO CRITICAL ILLNESS COVER
While it’s easier to explain the
importance of life cover, one scenario
people often overlook is what would
happen if they were diagnosed with a critical
illness. One in two people in the UK will develop
some form of cancer during their lifetime, every
seven minutes someone will have a heart attack
and every 12 minutes someone will have a stroke.
Focus on getting better
In the event of being unable to work due
to critical illness, having access to the right
amount of money can alleviate some of the
financial stress of the situation. The important
thing is being able to focus on getting better
and not having to worry about money.
Critical illness can severely impact the way
you live your life, especially when you have to
consider supporting your family while you are
recovering. People finding themselves in this
situation may use their savings to supplement
their loss of income, some may rely on an
employment benefit package, while others may
find that critical illness cover is their best option.
Minimise the financial impact
It’s easy to think ‘I’d cope, that’ll never happen
to me’, but most of us know someone either
directly or through friends and family that has
been affected. Any of us can become ill at any
age – and with appropriate critical illness cover
in place, it could help to give some financial
security at a difficult time.
Critical illness cover can help to minimise the
financial impact on you and your loved ones.
For example, if you needed to give up work to
recover or if you passed away during the length
of the policy, the money could be used to help
fund the mortgage or rent, everyday bills or even
simple things like the weekly food shop – giving
you and/or your family some peace of mind
when you need it most.
Preparing for the worst
After surviving a critical illness, sufferers may
not be able to return to work straight aw