Get 7.05% Guaranteed
Investment Returns
PRESENTING…..
“Keep the Guarantee on your side”
KEY HIGHLIGHTS
KEY HIGHLIGHTS
Choice of additional rider
PLAN FUNCTIONING
ACCRUED MATURITY VALUE
Regular Premium
(excluding Service Tax)
Less: Life Ins. Risk Premium
95% of Net Premium
GIR at end of
each Cal. month
Accrued Maturity Value (AMV)
Loyalty
Addition
Death / Surrender/
Maturity Benefit
Policyholder pays Additional Premium
% (Additional Premium
Factor) of
Additional Premium
Additional Accrued
Maturity Value (AAMV)
Death / Surrender/
Maturity Benefit
Part Surrender
GIR at end of
each Cal. month
ADDITIONAL ACCRUED
MATURITY VALUE
USP OF THE PLAN
“Get 7.05% Guaranteed
Investment Return in Financial
Year 2010-11”
GUARANTEED INVESTMENT
RETURN
The Company will declare Guaranteed Investment Return (GIR) at the
starting of each financial year.
The GIR is 7.05% for financial year 2010-11
“You have an Option to choose your
life cover”
LIFE COVER OPTIONS
Minimum: 10 times First Year’s annualized regular premium plus Service
Tax on Life Insurance Premium
Maximum:
For age 0 to 55 years: 20 times First Year’s annualized regular premium
plus Service Tax on Life Insurance Premium
For age 56 to 60 years: 10 times First Year’s annualized regular premium
plus Service Tax on Life Insurance Premium
The Sum Assured allowed is 10, 15 or 20 times of the annualized regular
premium plus Service tax applicable on Life Insurance Premium chosen by
the policyholder (subject to conditions stated above).
“You can offer Invest Plus Premier
at a low premium”
MINIMUM/ MAXIMUM PREMIUM
Minimum / Maximum
Regular Premium plus
Service tax applicable on
Life Insurance Premium
including Additional Rider
Benefit premium (if any)
Minimum Regular Premium
Rs 6,000 per yearly installment, Rs 3,000 per half-yearly
installment, Rs. 600 per monthly installment.
Maximum Regular Premium (For channels other than Agency):
Unlimited
Maximum Regular Premium (For Agency channel only):
Rs 20,000 per yearly installment, Rs 10,000 per