Computer programming is the process of designing and building an executable computer program for accomplishing specific computing task. Programming involves tasks such as: analysis, generating algorithms, profiling algorithms' accuracy and resource consumption, and the implementation of algorithms in a chosen programming language (commonly referred to as coding). The source code of a program is written in one or more languages that are intelligible to programmers, rather than machine code, which is directly executed by the central processing unit. The purpose of programming is to find a sequence of instructions that will automate the performance of a task (which can be as complex as an operating system) on a computer, often for solving a given problem. The process of programming thus often requires expertise in several different subjects, including knowledge of the application domain, specialized algorithms, and formal logic.
Tasks accompanying and related to programming include: testing, debugging, source code maintenance, implementation of build systems, and management of derived artifacts, such as the machine code of computer programs. These might be considered part of the programming process, but often the term software development is used for this larger process with the term programming, implementation, or coding reserved for the actual writing of code. Software engineering combines engineering techniques with software development practices. Reverse engineering is the opposite process. A hacker is any skilled computer expert that uses their technical knowledge to overcome a problem, but it can also mean a security hacker in common language.
A Cryptomathic Business Guide
Adopting a Global
eSignature Strategy
for Large Banks and
Financial Services
‘Think Globally, Act Locally’:
Pragmatic advice when
planning an eSignature
solution roll-out
Introduction
Global insurance providers, banks and other large corporations operate across several
jurisdictions but usually consider digitalization as a global initiative to drive growth and
innovation.
Digital signatures are an important component for enabling an end-to-end digital customer
journey with legally binding consent, e.g. executing contracts. The EU regulation on electronic
identification and trust services for electronic transactions, AKA the eIDAS regulation, is a strong
growth-driver for the uptake and usage of digital signatures, as it provides very high assurances
for digital signatures. The digital signature standard with the highest assurance level and legal
value is known as the Qualified Electronic Signature (QES) standard. When digitally signing a
transaction or a contract, a QES is legally equivalent to a handwritten signature in all EU
countries, where the regulation is enforced.
In other jurisdictions, local eSignature laws apply, and contracts governed by a given
jurisdiction must be executed in accordance with the requirements applicable in that country for
that type of contract. It is difficult to find an eSignature solution provider that can provide a
single technical solution and at the same time comply with various local signature laws, contract
fulfilment formalities and data privacy requirements. Here we offer the advice of “Think Globally,
Act Locally” to organizations eager to adopt a successful digitalization & eSignature strategy.
1
Think Globally
For organizations with an international reach, it
makes perfect sense to think of eSignature
services on a worldwide scale since these
capabilities can be a key enabler in their global
strategy. Strong capabilities can have positive
effects on several areas including:
● Digitalization initiatives: eSignatur