A Home Equity
Line of Credit
Without Monthly
Rate Adjustments
If you have a home equity line of credit
(HELOC) tied to the Prime lending rate, you
know how volatile your interest rate can
be. The Prime last year started at 5.25%
and ended the year at 7.25% with nine rate
changes in between! Result? Your rate
and monthly payment went up 9 out of 12
months last year.
Lock in a Low Rate for
12 Months
At Stanford FCU, stability is the name of
our HELOC game. We start by basing our
HELOC on the One-Year U.S. Treasury
Note, then give you a low 5.75% APR* for
the first 12 months followed by once-a-
year annual adjustments. Simple, right?
Borrow Up to
$250,000 With a
15-Year Term
Avoid the APR rollercoaster ride. Let
Stanford FCU help you turn your home’s
equity into the cash you need. To apply or
for more information, call or visit us at
www.sfcu.org.
* Annual Percentage Rate. Rate is variable and
subject to change.
Avoid the APR
rollercoaster ride
with a HELOC from
Stanford FCU.
M A R C H 2 0 0 6
A P U B L I C A T I O N O F
S T A N F O R D F E D E R A L
C R E D I T U N I O N
Seminars and Events
These seminars and events are available to
SFCU members, family, friends and the com-
munity. All seminars are free. Reserve your
seat by e-mailing seminars@sfcu.org.
“Living Trust” – Saturday, March 11,
10 to 11:30 a.m, Page Mill Road
“Credit 101” – Thursday, March 16,
5:30 to 7 p.m., Pampas Lane
“Real Estate Lobby Days” – Monday
through Thursday, March 27-30, regular
business hours at all branch offices
“Financial Management” – Tuesday,
March 21, 5:30 to 7 p.m., Pampas Lane
“Home Buying” – Thursday, March 30,
5:30 to 7 p.m., Pampas Lane
“Auto Buying” – Wednesday, April 12,
5:30 to 7 p.m., Pampas Lane
“Retirement Planning” – Tuesday, April 25,
5:30 to 7 p.m., Pampas Lane
“Home Buying” – Thursday, April 27,
5:30 to 7 p.m., Pampas Lane
Winter Graduate?
Here’s a Hot Deal Just for You!
You have your new Stanford diploma in
hand, why not drive down the road of life in
style? Here’s a special auto loan program
designed just for