Home emergency insurance cover everything explained What is home emergency insurance cover? Home Emergency insurance cover is a peace of mind policy protecting against unexpected incidents such as leaks, boiler breakdowns, loss of keys and sudden loss of electrical or gas supply. If you choose to add it on to your home insurance package or take as a standalone policy, you'll receive assistance from a range of trades who will provide emergency repairs, to make your property safe or prevent further damage as soon as possible. What is excluded from home emergency cover? This type of cover does not cover accidents and general breakages of assets - for this, look at Content Cover. Home Emergency does not include damage caused by general wear and tear, for example a boiler that has broken down due to it not being serviced or problems that have occurred simply due to the age of the product. If there is a leak that doesn't cause damage to the property, it's not an emergency and is excluded from the cover. The higher the grade, the higher the annual claim limit will be and from our Standard cover upwards you will also eligible to alternative accommodation should your home become uninhabitable following a household emergency. What is classed as an emergency? An emergency is a sudden and unexpected incident that impacts on your ability to go about your day to day life as normal. Will home emergency cover include my boiler? With our cover, one of our trusted engineers will be dispatched to fix your boiler if it breaks down unexpectedly, provided it is serviced annually. Claiming on your Home Emergency policy will have no effect on your no-claims bonus and contents insurance policy. What can arise for a home owner who does not have home emergency insurance Home Emergency Cover is good for the head and the home. Contact Us At: https://smart- cover.co.uk/home- emergency-insurance