Get An Airbnb Insurance Policy That Is Both Comprehensive And Compliant Proper Insurance has launched an insurance policy aimed at providing owners of Airbnb, Vrbo, and other short term rental properties with comprehensive coverage. The policy was developed in parallel with Lloyd's of London specifically to address the circumstances affecting short term vacation rentals. Proper Insurance's expertise in vacation rental underwriting allows them to draft a policy tailored to any short term rental property. Much like a standard homeowners insurance, Proper Insurance's product provides coverage for the building and contents. However, it also covers items that are typically not found in traditional homeowners and landlord type policies, such as bed bug protection, loss of income, liquor liability, and liability protection for amenities available to guests. Proper Insurance's short term rental policy covers both commercial and personal use of vacation rental properties, and may replace a homeowners insurance or landlord's insurance. Sometimes referred to as commercial liability policies, short term rental property insurance is increasingly being required by local governments who seek tighter regulation of Airbnb and other short term rental operations. Proper Insurance's policy includes the coverage required in these local laws and ordinances. Unlike a primary home-sharing endorsement in a standard homeowners policy, Proper Insurance covers both primary and secondary homes that are offered for short term rental. According to a spokesperson for Proper Insurance, "You can think of our product as a homeowner's policy, a landlord policy, and a business policy all wrapped up in one. It's the most comprehensive insurance available for short term rental owners today." Go to the website mentioned in the description to find out more.