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Lomita & Torrance Residents Can Get a Free Quote on Term or Whole Life Insurance LA Insurance Agency, a broker based in Lomita, California, has expanded its selection of term and whole life policies. With more plans to choose from, clients in the Lomita and Torrance region will be better able to protect their short-term and long-term financial interests. This move is part of the insurance expert’s commitment to providing you with sensible policies that fit your goals and budget. To help you find the most suitable plan, the company offers a free and no- commitment quotation service. Term life insurance (also called pure life insurance) guarantees to pay a benefit to your family if you pass away during a specified period of coverage. Because the policy only lasts anywhere from 10-30 years, you can get a significant amount of coverage for a relatively modest cost. In contrast, whole life insurance (also called permanent life insurance) provides coverage for the entirety of your life. The premium remains constant throughout the contract, and the policy often comes with an investment component that provides dividends on top of a guaranteed death benefit. Term life insurance is suited for people who wish to protect their income during their peak earning years, making it ideal for families with young kids. Whole life insurance, meanwhile, is geared towards people who wish to increase their wealth over time so they can pass on a bigger legacy to their families. Learn more by visiting the URL in the summary.
