Canadian Life Insurance Brokerage Offers Flexible & Affordable Protection Plans With Canadian Life Insurance Guides’ upgraded offerings, you can access flexible options that fit your values and circumstances.  The available choices include basic plans that can be upgraded later to yield living benefits or guaranteed retirement annuity. These newly revamped plans are suitable if you want protection now but want the flexibility to modify your policy should major life changes occur.  You will be handled by highly experienced agents who can advise you on the package that best fits your financial goals.  According to industry statistics, about 80% of all Canadian households have life insurance coverage. That leaves a sizable percentage of those who do not have protection against untoward incidents like disability or death. One factor that exacerbates this issue is inflexible packages whose benefits might not truly align with a person's needs.  Canadian Life Insurance Guides offers four plans that address different needs and budgets.  The first is a standard term policy that covers you for a specified amount of time and provides your loved ones a lump sum benefit upon your passing.  At any point during the term, you may choose to upgrade your policy to the Simple Money Back plan. With many of their policy options, there are money back options.  You may also choose to upgrade to the Wealth Builder plan. Like the previous option, it also offers a lump-sum payback but has the additional benefit of a tax-free retirement annuity. Learn more by visiting the link in the description.