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FOR VALUE RECEIVED, the undersigned, (the "Maker"), hereby promises to pay to
the order of ____________________ (LENDER NAME) ("Payee"), the principal sum of
$ ____________ pursuant to the terms and conditions set forth herein.
PAYMENT OF PRINCIPAL. The principal amount of this Promissory Note (the "Note")
and any accrued but unpaid interest shall be due and payable in ____________
(NUMBER OF PAYMENTS) (CIRCLE ONE: equal monthly installments / equal quarterly
installments / payments as described below) beginning ___________________ (DATE
OF FIRST PAYMENT). All payments under this Note shall be applied first to accrued
but unpaid interest, and next to outstanding principal. If not sooner paid, the entire
remaining indebtedness (including accrued interest) shall be due and payable on
_________________ (DATE OF FINAL PAYMENT).
INTEREST. This Note shall bear interest, compounded annually, at _______%
(ANNUAL INTEREST RATE) percent, making the timely monthly payment amount
$__________, except for the final payment, which shall be $__________.
PREPAYMENT. The Maker shall have the right at any time and from time to time to
prepay this Note in whole or in part without premium or penalty.
REMEDIES. No delay or omission on part of the holder of this Note in exercising any
right hereunder shall operate as a waiver of any such right or of any other right of such
holder, nor shall any delay, omission or waiver on any one occasion be deemed a bar to
or waiver of the same or any other right on any future occasion. The rights and
remedies of the Payee shall be cumulative and may be pursued singly, successively, or
together, in the sole discretion of the Payee.
EVENTS OF ACCELERATION. The occurrence of any of the following shall constitute
an "Event of Acceleration" by Maker under this Note:
(a) Maker's failure to pay any part of the principal or interest as and when due
under this Note; or
(b) Maker's becoming insolvent or n