Learning To Fly? Consider
A Student Pilot Insurance
Product Before You Start
Beginning your journey as a student pilot is an exciting
time with many things to learn and a completely new
With all of this on your mind, it's
natural that obtaining student
pilot insurance is not the first
thing you think about.
In a new article, BWI Aviation Insurance owner Matt White
breaks down the basics of a student pilot insurance policy.
For Immediate Release "Many
student pilots assume their
instructor, FBO, or flight school
While this is usually the case, these policies are designed
to protect their legal and financial interests, not yours.
The coverage may be limited, and
not protect you from a lawsuit if
you hurt someone or cause
damage to another aircraft or
The flight school, flying club, or instructor, and their insurance company
may come after you if they have to come out of pocket to fix or replace an
aircraft." said White.
While everyone has heard the saying,
"Flying is safer than driving," do not
use this idiom as a justification to
dismiss risk, and not get insurance.
This phrase carries some serious assumptions, including that you are being flown
by two airline pilots with thousands of hours of combined experience, in an aircraft
that has two engines and many backup, redundant systems that can be activated
In the U.S., several hundred people are
killed each year in general aviation
accidents, compared to almost no
losses from airline flights, where years
regularly go by without a domestic
fatality in the U.S.
As a student pilot, it's important to recognize and mitigate
flying risks, including financial risk.
"It's generally accepted that, even with
satisfactory repairs, an aircraft with
damage history will have lower resale
value than an aircraft with no damage
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