Release: 31 May 2007 NEW RISK REPORT FROM EXPERIAN BRINGS GREATER INSIGHT INTO COMMERCIAL CREDIT GRANTING Experian®, the global information solutions company, has unveiled The Risk Report – a pioneering new online commercial risk report which sets new standards for customer usability, experience and superior data. By combining its advanced data assets and highly predictive scoring capabilities, with customer-centred design, Experian is bringing greater insight into the whole commercial credit-granting process. The Risk Report will enable businesses to make intelligent, responsible and informed decisions – instantaneously without the need to trawl through extensive information in order to reach a decision. Central to this is the development of a completely new risk dashboard. The risk dashboard provides access to live, real-time corporate data in a single one page view summarising all the top-level, key risk information essential for making fast, business-critical credit risk decisions. This information includes the risk score and credit limit assigned against the particular company being checked, payment information on how quickly the company pays its bills, CCJ information and whether there are any alerts against the company. These alerts highlight any potential cause of concern that may need to be investigated further, including a change in company name, director disqualification or serial director failure. In addition, trend information is also provided to illustrate, in a clear and simple way, whether there is an upward, improving or downward trend in terms of a company’s stability, risk and long-term creditworthiness. Jo Howard, Marketing Director of Experian’s Business Information division, said: “Not only does The Risk Report include a great deal more data, including performance benchmarking, hyperlinks to company websites, corporate tree information, alerts and trend information, we have designed The Risk Report in such a way that the user experience is greatly enhanced. “Traditionally, credit risk reports have been available as summary reports through to full, in-depth reports. Summary reports are easy to use to aid quick decision making, but vital information can be missing. Full reports contain much more information so users can be confident that all factors have been taken into consideration, but they can be hard work to wade through. The Risk Report provides the best of both worlds and more – ease of use, confidence that the best data and scoring are being utilised to assess creditworthiness, and easy access to all in-depth information and document images behind the scenes through a simple drill down facility. “Despite the fact that The Risk Report accesses more in-depth information, alongside new and unique features, to deliver greater efficiency and accuracy, it was crucial that more information didn’t mean increased difficultly for users to find the information they need. To enable us to do this, we consulted with end-users to listen to and observe potential users in their natural working environments to really get behind the scenes, observe and then deliver what our customers really want in The Risk Report. “We believe that can now offer the most intuitive and easy to use risk report on the market.” live|work, the service innovation and design company, was commissioned by Experian to help with the end user research and the development of The Risk Report. As part of the research, live|work observed the habits, processes, and cultures of credit and risk departments up and down the country. Armed with video cameras and notebooks, live|work captured these observations which they took back to the studio for further analysis to help Experian to create The Risk Report. This press release can be downloaded from http://press.experian.com. ENDS For further press information please contact: Ellen Carroll Press Relations Manager Information Solutions Experian | Riverleen House | Electric Avenue | Nottingham | NG80 1RH T: +44 (0) 115 99 22515 / +44 (0) 7967342824 | ellen.carroll@uk.experian.com About Experian Experian is a global leader in providing analytical and information services to organisations and consumers to help manage the risk and reward of commercial and financial decisions. Combining its unique information tools and deep understanding of individuals, markets and economies, Experian partners with organisations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage. For consumers, Experian delivers critical information that enables them to make financial and purchasing decisions with greater control and confidence. Clients include organisations from financial services, retail and catalogue, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors. Experian Group Limited is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE-100 index. It has corporate headquarters in Dublin, Ireland, and operational headquarters in Costa Mesa, California and Nottingham, UK. Experian employs more than 12,500 people in 34 countries worldwide, supporting clients in more than 60 countries. Annual sales are $3.1 billion (£1.7bn). For more information, visit the Group's website on www.experiangroup.com. The word 'Experian' is a registered trademark in the EU and other countries and is owned by Experian Ltd and/or its associated companies.