The latest edition of our magazine delivers a broad spectrum of financial advice including tip for a health pension, savings, dealing with the cost of living crisis, avoiding costly mistakes when investing and how to improve your financial health.
How to bene!it from tax reliefs
in the current !inancial year
TIPS FOR A HEALTHY PENSION
AS YOU APPROACH RETIREMENT
What really important retirement
questions should you be asking?
RISING COST OF
3 tips to maintain your
HOW TO INVEST YOUR MONEY
AND AVOID COSTLY MISTAKES
Welcome to our latest edition. It’s not surprising
that the world of investing can seem complex,
especially in the current global economic climate.
Investors face an endless supply of market news,
many investment choices and often-changing market
conditions. There are a number of key principles that
every investor should follow with the aim of building
an e!ective long-term strategy designed to achieve
their "inancial goals. On page 08 we look at ten
principles that every investor needs to know.
As your income increases, the complexity of your
"inances may too. Tax-e#iciency is a key consideration
when investing because it can make such an
enormous di!erence to your wealth and quality of life.
However, the type of investment and tax-e#iciency
you should be looking for depends on whether your
priority is to save a lump sum for the future or to draw
an income today. On page 11 we consider a number
of allowances and reliefs available to UK taxpayers to
help reduce your overall tax bill.
As you approach the last "ive years before your
retirement, there will be a lot of things to consider. You’ll
need to think about your "inances, your health, your
housing situation and your plans for the future to live
comfortably in retirement. There will also be lots of
questions to ask and a number of things to review in
order to ensure you have a comfortable and enjoyable
retirement. Turn to page 12 to read the full article.
The rising cost of living is one of the most pressing
issues facing many families today. The price of food,
energy, fuel and other necessities has risen signi"icantly
in recent months. This has made it di#ic