The means test was added to the bankruptcy process by BAPCPA in 2005 to make it more difficult for some consumers to file Chapter 7 Bankruptcy. Those people with an ability to repay the debts must file a Chapter 13 Bankruptcy instead.
Kansas city Law Firm, Jeppson Law, Explains The Means Test And Chapters 7 & 13
Kansas city Law Firm, Jeppson Law, Explains The Means Test And Chapters 7 & 13, updated 1/26/22, 5:22 AM