Enjoy Full Replacement
Cost Valuation & Damage
Coverage On Your
This summer, more Americans than ever are eager to travel. If you’re celebrating
having fully booked out your holiday rental after a few quiet years, there’s just one
thing you need to do before you kick back with your own holiday plans... get the right
Created for property owners who lease out their
homes as vacation rentals on popular platforms
like Airbnb and Vrbo, Proper Insurance’s short-
term rental insurance is now valid in all 50
states and is designed to protect owners from
any kind of damage or disaster.
With the peak summer July/August vacation season quickly approaching, Proper Insurance wants to
inform homeowners like yourself that the standard property insurance you have to cover your home,
condo or cabin will not be valid in the case of damage undergone during a short-term vacation lease.
They are proud to be offering you a
dedicated short-term rental policy which
gives you the ultimate peace of mind when
you are renting out your property, whether
you do so all year round or only
As the firm attests, the only way to comprehensively insure a
property which is used for short-term rentals is through a
commercial package policy.
With Proper Insurance’s commercial package, you
will enjoy full replacement cost valuation and full
coverage of the building and its contents. There is
no limit on damage caused by guests nor on theft or
vandalism. Their policy also includes coverage for
loss of income in the case of damage.
The insurers want to stress that standard homeowners’ policies do not cover
the liability of any guests who may be staying, which can leave you in dire
financial straits should an accident occur.
Their policy has as standard $1,000,000 of
commercial general liability, with an option to double
this to $2,000,000 depending upon the size, use and
location of your property. This liability also extends to
property amenities that you may be providing, like
bikes, boats, and golf carts.