One-Time Start-Up Costs: EXPENSE & DESCRIPTION COST ($) Acquisition of Office Space: cost required to build or purchase space or rental deposit to be paid Office Equipment: computer equipment, printers, fax machines, telephones and telephone system, copier machines, and other equipment needed to operate your business Production Equipment: machinery and other equipment required to produce your product Office Furniture: desks, file cabinets, bookcases, chairs, tables, shelves, counters, cabinets Transportation and Installation of Equipment: shipping costs for furniture and equipment, IT specialists to install hardware or set up phone system Decorating or Renovating: any renovation or remodeling needed on the space before opening Signs: signs needed for outside office, on doors, walls, or otherwise Security: either a security system or hired security service if not provided by building Initial Product Inventory: costs required to stock initial inventory, including material and production costs, until revenues pay for additional inventory Insurance: premium required to pay before opening business for property and other insurance Advertising: initial advertising done prior to business opening. Custom Supplies: printed letterhead and business cards with company name/logo Utilities: security deposits or installation fees for utilities and other services Professional Fees: Up front fees to legal, financial and other professionals Business Licenses and Permits: fees determined by city/state for doing business General Office Supplies: paper, pens, staplers, binders, paper clips, etc. Services: fees for services such as cleaning Other: additional costs not on this list TOTAL START-UP COSTS Recurring Monthly Costs: MONTHLY EXPENSE COST ($) Employee Wages Payroll Taxes Health Insurance Workman's Compensation Insurance Monthly Rent or Mortgage Security Fees Business Insurance Replenishing Office Supplies Lease Payments for Equipment or other Inventory Replenishment Monthly Advertising Costs Utility Payments Travel/Transportation Professional Fees Bank Service Fees Credit Card Processing Fees Service Fees Other: additional costs not on this list TOTAL RECURRING COSTS 3 month cost: x 3 6 month cost: x 6