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Discover Cost Factors For Commercial & Personal Auto Insurance In Gilbert If the cost of auto insurance has deterred you from getting coverage for your work vehicles, understanding the reasons for these higher costs may sway you. Insurance Brokers of Arizona breaks down the cost differences between commercial and personal auto insurance, explaining why personal auto insurance is the more beneficial plan. In their latest online guide, the insurance expert highlights the criteria auto insurance providers use to determine the cost of a policy. These include the vehicle’s intended use, and work-related risk factors. The reasons behind higher policy costs for commercial insurance are the greater risk factors and liability costs auto insurance providers need to take into consideration. Among the factors are also the higher likelihood of claims for property damage and bodily injury for those driving commercial vehicles. In the video, you will also learn how work-specific factors can impact the cost of your auto insurance policy depending on the vehicle's use. Visit https://youtu.be/WMnuVklluH8 for more information