These Los Angeles, CA Independent Agents Offer State Fund Alternative Insurance The independent agents' new State Fund workers' comp alternative coverage options will give you peace of mind and ensure that your construction trades business license is protected and compliant with the new law, effective January 1, 2023.. Plans are substantially lower than the CA State Fund rates, and Cal Commercial’s agents will help you find coverage that suits your business. In October of 2022, the Contractors State License Board issued Important Notices to HVAC and Concrete Contractors, notifying them of a new California law, Senate Bill 216, Chapter 978, Statutes of 2022. The new law requires proof of workers' compensation on file with the Contractors State License Board for C-20 HVAC and C-8 Concrete Contractors. The letters received were unexpected because previously, a sole owner of an HVAC or Concrete business without any employees didn't have any requirements for workers' compensation insurance. Workers' Compensation Insurance insures a business' employees in case of injury on the job. If the CSLB license renewal is due between January 1, 2023 and June 30, 2023: the CSLB will not renew the license without proof of workers' compensation. If the CSLB license renewal is due after June 30, 2023: proof of worker' compensation must be filed with CSLB by July 1, 2023. Cal Commercial Insurance has insurance carriers that offer substantial rate savings for most of the building construction trades, compared to California's State Compensation Insurance Fund (SCIF). This allows you to shop around for coverage, choose the best option for you, and receive a more competitive price! Find Out More. Call 949-771- 7731 or Visit statefund.calcommercialinsura nce.com