Most of us dream of a comfortable, enjoyable retirement and have plans for the things we would like to do. Planning is key to ensure that you have the funds for the things you would like to do, our latest guide takes you through some of the key things you should consider when you are planning for your retirement.
MAKING THE
MOST OF YOUR
FUTURE
Getting your retirement plans in motion
G U I D E T O
JULY 2022
02 | GUIDE TO MAKING THE MOST OF YOUR FUTUREW E L C O M E
W elcome to our Guide to
Making the Most of Your
Future. When it comes to
retirement planning, there are a lot of
things to consider. First and foremost,
you need to make sure that you have
enough saved up to cover your costs.
This includes things like living
expenses, health and care costs,
and any other debts or financial
obligations you may have.
You also need to think about how
you want to spend your retirement
years. Do you want to travel? Spend
time with family and friends? Pursue
hobbies or interests? Whatever you
want to do, it’s important to have a
plan in place so that you can make
the most of your golden years.
Last but not least, don’t forget to
factor in inflation when planning for
your retirement. Over time, the cost of
living will go up as we’ve seen recently,
so you’ll need to make sure that your
savings can keep pace with rising prices.
By planning ahead and taking all of
these factors into consideration, you
TIME TO DISCUSS
GROWING YOUR
WEALTH FOR YOUR
FUTURE RETIREMENT?
Retirement planning can be
complex. It’s also important to
start sooner rather than later.
Obtaining expert professional
!nancial advice will ensure you
are on track to meeting your
goals. "e sooner you start
planning, the more likely you
are to achieve a comfortable
retirement. To !nd out more or
to discuss your vision for your
retirement – please contact us.
Getting your retirement plans in motion
G U I D E T O
M A K I N G T H E M O S T
O F Y O U R F U T U R E
A PENSION IS A LONG#TERM INVESTMENT.
THE FUND VALUE MAY FLUCTUATE AND
CAN GO DOWN, WHICH WOULD HAVE
can look forward to a comfortable
and enjoyable retirement. z
AN IMPACT ON THE LEVEL OF
PENSION BENEFITS AVAILABLE.
ONCE MONEY IS PAID INTO A PENSION,
IT CANNOT BE WITHDRAWN UNTIL YOU
ARE AGED AT LEAST 55 $INCREASING TO
57 FROM 2028 UNLESS YOUR