Earned Income Tax Credit
If you’re like millions of Americans, you work hard but you don’t earn a high income, and want to keep
more of what you earn. The Earned Income Tax Credit (EITC) is a credit for people who earn low-to-
moderate incomes. EITC can reduce your taxes, and give you a bigger refund. This year, the maximum
credit is $5,657, for families with 3 or more qualifying children.
Will you qualify for EITC this year?
If you had income from work in 2009, and your total income is less than $48,279, you may be eligible for
the Earned Income Credit. You can find out by answering some questions and providing basic income
information using the EITC Assistant. Available in English and Spanish.
Don’t want to wait for your tax refund to benefit from the
If you have qualifying children, you can have some of their EITC included in each paycheck by requesting
the Advanced Earned Income Credit. Fill out Form W-5 and give to you employer. The maximum of
Advance EITC workers can receive from their employers is $1,826.
Tax Year 2009 maximum credit:
• $5,657 with three or more qualifying children
• $5,028 with two qualifying children
• $3,043 with one qualifying child
• $457 with no qualifying children
To be eligible Earned Income and adjusted gross income
(AGI) must each be less than:
• $43,279 (48,279) married filing jointly) with three or more qualifying children
• $40,295 ($45,295 married filing jointly) with two qualifying children
• $35,463 ($40,463 married filing jointly) with one qualifying child
• $13,440 ($18,440 married filing jointly) with no qualifying children
For more information on the EITC, go to www.irs.gov/eitc or check out Publication 596.
Are you getting all the credit
Child & Dependent Care Credit
If you are paying to care for your child or other dependent while you work or go to school, you may be
eligible for the Child & Dep