FEATURED REPORT
Repay Your Student
Loan — Establish
Good Credit
EXCLUSIVE
Fast Facts to Help
Manage Your Loan
Payments
PLUS
Sound Financial
Management FAQs
GLOSSARY OF
LOAN TERMS
ON YOUR STUDENT LOANS
V O L U M E T W O
PUBLISHER: EDFUND
DESIGNER: The Dunlavey Studio
WRITER: Mansfield Ink
IMPORTANT PHONE NUMBERS AND
CONTACTS:
EDFUND
1.877.2EDFUND
www.edfund.org
Federal Student Aid
Information Center
1.800.4.FED.AID
www.ed.gov/offices/OSFAP/Students
Ombudsman
Department of Education
1.877.557.2575
www.sfahelp.ed.gov
EDFUND, EDSHARE, EDWISE, EDTE$T,
Fund Your Future and
Debt Managment Toolkit are
registered trademarks of EDFUND.
All other trademarks are the
property of their respective owners.
Copyright © 2003 EDFUND.
All rights reserved.
Financing a college education can be tricky. But with a simple-to-use tool called
EDWISE, you gain the budgeting skills necessary to help you figure out the most
efficient way to manage your finances. With EDWISE you can:
• create a college budget
• plan for future borrowing
• anticipate your overall loan debt and make sure you don’t overdo it
• discover different ways to save money on your student loans
• check out the various ways to repay your student loan
• plan ahead and estimate your income and expenses when
you’re out of school
EDWISE—your personal online financial planning guide.
Check it out at www.edwise.org.
[1]
ON THE COVER:
Megan is a graduate of Anywhere University.
During repayment, she notified her lender
whenever she changed her address or
telephone number. After 48 consecutive
on-time payments, she qualified for repayment
incentives that saved her money. She
continues to maintain a strong credit record
and attributes her student loan repayment
record for “getting her off on the right foot.”
BE SURE TO:
Read all your student loan documents.
Keep copies of all relevant correspondence.
Secure all loan paperwork in a sing