Home equity loan
rates you’ll love.
651.215.3500 u www.spire-banking.com
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency
We’ll even pay your closing costs!**
Locally owned and financially
strong since 1934.
*Rate effective 3/31/08 - 10/31/08. Rates above are for a Loan-to-Value up to 80%. 5. 24% for 5 (five) year term
and 6.24% for 15(fifteen) year term. Cannot use loan proceeds to pay off any existing SPIRE debt. Borrower must
meet membership requirements to qualify for offer. Interest rates are subject to change and are subject to type of
loan and borrower’s credit history. Other rates and terms available. See your tax advisor for details regarding
interest deductibility. Property must be owner occupied and located in Minnesota or Wisconsin. Property Insurance
is required. **Effective 3/31/08, No Closing Costs on all home equity loans up to $50,000. Terms & conditions of
this No Closing Cost offer are as follows: Minimum loan amount of $10,000 (new money at SPIRE) and automatic
payment will be required. This offer does not include appraisal fees, if required. For loans over $50,000 see a SPIRE Representative for additional details. SPIRE
reserves the right to terminate the No Closing Cost offer at its discretion. No Closing Cost offer on loans in progress will be honored.